RAI allows minters to protect their positions from liquidation with the use of Uniswap LP tokens. Liquidation protection enables greater capital efficiency and offers minters a greater guarantee they will keep their funds
The RAI interest rate alternates between positive and negative. When the rate is negative, the protocol pays minters either by devaluing RAI or by self repaying everyone's loans
RAI was designed from the ground up to become governance minimized as time moves on. It is only backed by ETH and mostly managed by code
RAI is not directly affected by US Federal Reserve Monetary Policy. As opposed to DAI that has an increasing reliance on centralized assets, RAI is ETH pure and gets stronger with each passing day